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Planning · Video

The No-Resolutions Approach to Money

With Colin Meeks, CFP® · Published January 21, 2026

What this one covers

January produces financial resolutions the way it produces gym memberships, and with the same survival rate. Colin's counterproposal: skip the dramatic overhaul and build one or two boring systems that don't need your motivation to keep working.

Automated savings, a debt payoff order, a calendar for the money tasks that actually matter. Unsexy, effective, very much on brand for us.

Takeaways

  • Systems beat resolutions because they don't rely on February willpower
  • Automate the savings first; budgets follow behavior better than they lead it
  • One planning conversation in January beats twelve resolutions

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