Special Needs Planning · Georgia
Special needs financial planning in Georgia
Registered in Georgia, working over video with families from Atlanta's suburbs to Savannah. The acronyms are federal; the plan is personal.
Georgia families arrive with the same three questions everyone starts with: how do we save for our child without breaking SSI, what happens at 18, and who takes over when we're gone. The answers run through ABLE accounts, properly funded special needs trusts, and a written plan that names names.
We quarterback the financial side and coordinate with Georgia attorneys for trusts and guardianship alternatives, so the legal documents and the money actually match.
Georgia's ABLE program: Georgia STABLE
Georgia STABLE runs on the national STABLE platform, which keeps administration smooth and costs contained. Georgia families can also consider other states' programs, and we'll compare a shortlist rather than defaulting.
Written by Colin Meeks, CFP® · Registered to serve Georgia residents · Last updated August 6, 2026
The guides Georgia families use most
ABLE Accounts→
The $2,000 SSI resource limit puts families in a straitjacket: help your adult child save, and you can cost them their benefits. ABLE accounts exist to cut that knot.
Special Needs Trusts→
A trust is how grandparents leave an inheritance, how life insurance pays out, and how larger money supports your child for decades, all without touching benefit eligibility. It's also the document most families get drafted and then never actually fund.
Turning 18→
Nothing about your child changes on their 18th birthday. Everything about the rules does. Families who start at 16 or 17 walk through this calmly. Families who start at 18 spend a year untangling.
Common questions from Georgia families
The load-bearing rules are federal, and those we live in daily. For state-administered specifics like Medicaid waiver services, we work alongside your local service coordinators and Georgia attorneys, and we're candid about which lane is whose.
The first call works the same from Georgia.
Fifteen minutes, complimentary, over video or phone. Tell us your situation and we'll tell you honestly whether we can help.
Prefer the phone? Call 410-663-0700 and ask for Colin.